Anti-Money Laundering & Counter-Proliferation Financing (AML/CFT/CPF) Compliance
Turnkey AML/CFT/CPF compliance programs for Designated Non-Financial Businesses and Professions (DNFBPs), including goAML setup, Enterprise Risk Assessments, and testing.
Decree-Law No. 10/2025 Compliant
Compliant with UAE Federal Authorities, Mainland DED & Leading Financial Institutions.
Business Value
Key Challenges Addressed
Our senior chartered accountants structure engagements around the concrete risks, compliance hurdles, and commercial friction facing UAE organizations.
Severe Ministry of Economy Inspection Fines
Avoiding administrative penalties ranging from AED 50,000 to AED 5,000,000 for failing to maintain AML policies and risk assessments.
goAML Portal Setup & Suspicious Transaction Reporting
Establishing operational registration on the UAE Financial Intelligence Unit (FIU) goAML reporting platform.
Customer Due Diligence (CDD / EDD) Implementation
Deploying practical identity verification, PEP screening, and sanctions checks for high-value transactions.
Statutory & Operational Output
Tangible Deliverables You Receive
Tailored AML/CFT/CPF Policy & Procedures Manual
Custom governance framework reflecting the company’s specific business activities, customer types, delivery channels, and proliferation financing indicators.
Enterprise Risk Assessment (ERA) Documentation
Methodical risk evaluation scoring geographic risk, customer risk, product risk, operational risk, and proliferation financing exposure.
Independent AML/CFT/CPF Audit Function Testing
Independent evaluation of the internal control environment under Article 21 of Cabinet Resolution No. 134 of 2025, tailored to entity size, risk complexity, and supervisory direct lines.
Structured Engagement
Our Four-Step Delivery Methodology
A disciplined, phased approach that minimizes friction for your internal team while ensuring complete statutory rigor.
DNFBP Scoping & Gap Analysis
Structured milestone ensuring thorough documentation, strict statutory conformity, and minimal disruption to your daily operations.
Evaluating business operations against statutory DNFBP criteria and reviewing existing onboarding controls.
Federal Decree-Law No. 10 of 2025 on Anti-Money Laundering and Combating the Financing of Terrorism (repealing Decree-Law No. 20 of 2018) and Cabinet Resolution No. 134 of 2025
Authority: Ministry of Economy & UAE Financial Intelligence Unit (FIU)
Mandates all DNFBPs register on goAML, appoint a compliance officer, perform enterprise risk assessments, and maintain an independent audit function to test internal controls in accordance with regulatory proportionality.
Practice Complementarity
Related Practice Services
Statutory & Practice Guidance
Frequently Asked Questions: AML Compliance Support
Clarity on UAE statutory mandates, filing deadlines, documentation standards, and partner-led engagement scopes.
Have a specific statutory inquiry?
Our registered audit partners and tax directors in Abu Dhabi and Dubai provide confidential preliminary discussions for UAE commercial enterprises.
Under Federal Decree-Law No. 10 of 2025 and Cabinet Resolution No. 134 of 2025, every DNFBP must: appoint a qualified Compliance Officer / Money Laundering Reporting Officer (MLRO); register on goAML and the Automatic Reporting System for Sanctions Lists; establish written AML/CFT/CPF policies; perform enterprise risk assessments (incorporating proliferation financing); maintain an independent audit mechanism proportionate to size and risk; and conduct regular staff training.
Engage our Compliance Directors for AML Compliance Support
Our registered auditors and tax directors in Abu Dhabi and Dubai provide partner-led preliminary scoping, transparent deliverables, and customized fee proposals.